Death Benefit
Accrued benefits are payable as per scheme rules of group policyholder after reflecting appropriate market value adjustments. Such payments are subject to the maximum available account balance for the particular group scheme.
Plus
Basic Sum Assured as opted by the group policy holder and included in the schedule of the Policy.

Applicability of Guarantee
The contributions paid, less the payouts made along with the interest declared under this plan will be guaranteed. The guarantee would be applicable as on the date of completion of 5 consecutive years of each annual contribution. ^#

1. Interest Guarantee ^# on the contributions paid, subject to applicable conditions.

2. 2. Interest declared each year will become part of the capital and both of them together would continue to get Interest Guarantee. Thus this plan gives you the benefit of higher guarantee ^#

3. Facility to pay the contribution in installments. All tranches of contribution received during each financial year are administered separately.

4. Choice of Death Benefit may be any of the following:
               Uniform Sum Assured to be fixed by employer
               Future Service liability as per the valuation of scheme
               Based on any other formula to be defined by employer

5. ^*Tax Benefits as applicable