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Met Easy Plus
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UIN: 117L057V01
Features
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IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.
MetLife offers ‘Met Easy Plus’- a simplified unit-linked plan which offers you an opportunity to systematically build wealth and protection for you and your family.
With Met Easy Plus, you'll be sure to agree with us when we say, “financial planning was never so simple”.
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| Policy Term |
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20 years |
25 years |
| Minimum Age at Entry |
0 (3 months to be completed) |
0 (3 months to be completed) |
| Maximum Age at Entry |
55 |
50 |
| Minimum Premium |
24,000 |
18,000 |
| Premium Multiple |
5 & 10 times the annualized regular premium |
5 & 10 times the annualized regular premium |
| Premium payment modes |
Yearly, Half-yearly, Quarterly, Monthly |
Yearly, Half-yearly, Quarterly, Monthly |
The maximum Sum Assured available in this product is based on your age, at the time of buying the policy, and is as follows:
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| Age at Entry |
Maximum Sum Assured |
| Up to 35 years |
40,00,000 |
| 36-45 years |
25,00,000 |
| 46 years + |
12,00,000 |
Riders
Accidental Death Benefit Rider - (UIN:117B001V02)
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Death Benefit
In the event of death:
Higher of 100% of the Sum Assured or Fund Value.
If death of the Person Insured occurs before age 7:
The Fund Value is payable.
Maturity Benefit
On maturity, you will receive the Fund Value including the Loyalty Addition or you can opt for the settlement options.
Loyalty Additions
With Met Easy Plus, you get the benefit of potentially enhancing your wealth creation with loyalty additions that are added to your policy on maturity. The loyalty additions are as follows:
| Policy Term |
Loyalty Additions as a percentage of Average Fund Vallue** |
| 20 years |
3% |
| 25 years |
4% |
(**The Average Fund Value taken for Loyalty Additions is the average of the Fund Values for the last 36 monthly anniversaries preceding the maturity date. The Loyalty Additions would be paid based on the Regular Premium Fund Value only. Top-Up Premium Fund Value is not considered for computing Loyalty Addition).
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1.
Long Term wealth creation with the help of loyalty additions payable at maturity.

2. Ease of Purchase – Sum Assured of up to 40 Lakhs* without the requirement of any
medical checkup.

3. Life insurance benefit with guaranteed Sum Assured of up to 120 times the monthly premium. #

4. Enhanced protection with Accident Death Benefit Rider.
* For a healthy individual, up to 35 years of age.
# For a healthy male life, when the regular premium is paid in the monthly mode for a 20 year or 25 Policy term.

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Disclaimers:
- For more details on risk factors , terms and conditions please read sales brochure carefully before concluding a sale”. Insurance is the subject matter of the solicitation.
- The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAV’s of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
- MetLife India Insurance Co. Ltd. is only the name of the Insurance Company and Met Easy Plus is only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
*Tax benefits are as per the provisions of Income Tax Act, 1961, and the same are subject to amendments made thereto from time to time, please consult your tax consultants for more details. LD/2009-10/EC488/385
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