MetLife India Investment Plans - Met Smart Platinum Plan

"IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER"

You have always wanted the best for yourself in life. Not surprisingly, your wealth creation & protection needs, which keep changing with your Lifestage, also deserve the best. Keeping this in mind, MetLife is proud to present Met Smart Platinum, a Unit-Linked Plan which can be customized to match your ever changing financial needs! This whole life plan offers you the flexibility of short premium payment commitments along with a multitude of other benefits including the unique Auto Rebalancing Portfolio Strategy.

Minimum Age at Entry(LBD)	7 years
Maximum Age at Entry(LBD)	70 years
Premium Payment Term (years)	5 pay/ 10pay/ entire term of the policy
Minimum Annualized Premium (in Rupees)	Rs 30,000 for Annual mode Rs 60,000 for other modes
Minimum and Maximum multiple for Base Sum Assured	Minimum and Maximum Sum Assured multiple table
Premium Payment Modes	Annual, Semi-Annual, Monthly, Quarterly

Death Benefit
In the unfortunate event of death, while the policy is in force & before the maturity date, your nominee will get the following death benefit

i) If the death of the Person Insured occurs before the attainment of age 60:
The death benefit payable will be higher of
- The Base Fund Value (the value of units pertaining to Base Premium Account), or
- The Base Sum Assured less all Partial Withdrawals (excluding any withdrawals made from Top-Up Premium Account), made in accordance with the Partial Withdrawal provisions in the last 24 months preceding the date of death of the Person Insured, or
- 105% of the total Regular/Limited Premiums paid

ii) If the death of the Person Insured occurs on or after the attainment of age 60:
The death benefit payable will be higher of
- The Base Fund Value (the value of units pertaining to Base Premium Account) or
- Base Sum Assured less all Partial Withdrawals (excluding any withdrawals made from Top-Up Premium Account) made in accordance with the Partial Withdrawal provisions, during the last 24 months immediately preceding the date of death or all Partial Withdrawals made in accordance with the Partial Withdrawal provisions post attainment of age 60, whichever is higher or .
- 105% of the total Regular/Limited Premiums paid.

In addition to any of i) or ii) above, and provided Top-Up Premiums are paid the higher of:
- The Top-Up Fund Value (the value of units pertaining to Top-Up Premiums) or
- Top-Up Sum Assured (less any Partial Withdrawals from Top-Up Fund Value, as per partial withdrawal provisions before and after age 60, as stated above)
- 105% of the total Top-Up Premiums paid

(As on the date of receipt of written intimation of Claim with appropriate proof of death at our designated office) shall also be payable.

Maturity Benefit
The policy matures upon attaining age 99 years. The maturity benefit is equal to the Total Fund Value in the Unit Account determined using the Net Asset Value on the maturity date will be payable.

1. A unique plan for changing protection and investment needs.

2. Limited pay of 5 years and 10 years with 99 years of coverage.

3. Enhanced protection with riders.

4. A unique auto rebalancing option to help you capitalize on volatie market conditions.

5. *Tax Benefits as applicable.