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PNB MetLife expresses its sincere condolences to the aggrieved families of victims of the recent natural calamity that has hit the Jammu and Kashmir State. For claims assistance, please click here.
 
 
  INDIVIDUAL PLANS


Met Growth

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER

PNB MetLife offers 'Met Growth' - a Unit-Linked solution to help you plan for your golden years. It is specially designed to provide financial security for your future requirements. This plan allows you to start planning immediately by ensuring the safety of your first year premiums. It also helps create your retirement fund faster by giving you 100% allocation from the second year onwards, coupled with attractive loyalty additions into your fund. Guaranteed.

Entry Age (in completed years)

Min – 0 years (3 months to be completed)
Max – 60 years

Maturity Age

Min – 18 years
Max – 75 years

Coverage Term 15 /  20 / 25 / 30 years
Premium Payment Term Regular
Minimum Annualized Premium Rs. 12,000
Basic Sum Assured

Min - 5 times the Annualized Premium ***Other Sum Assured multiples - 10 times & 20 times the Annualized Premium.

Premium Paying Modes Monthly, Quarterly, Half-yearly, Yearly

*** For entry ages above 55 only 5 multiple is allowed.

Riders
Accidental Death Benefit Rider
Critical Illness Rider

At the end of the 10th year: 50% of the first year annualized premium

At the end of the 15th year:

As a percentage of the first year annulized premium (in Year 15)
Annulized premium (Rs) Guaranteed Loyalty Addition
Silver (12,000 – 25,000) 55% of the first year annualized premium
Gold (25,100 – 2,00,000) 60% of the first year annualized premium
Platinum (2,00,001 & above) 70% of the first year annualized premium

Plus 2% of the Average Fund Value at the end of the 20th year and every 5 years thereafter.

1. Maximize your return potential – 100% of your premium invested in funds of your choice from the 2nd year onwards.
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2. Get Guaranteed Loyalty Additions of up to 120%** of your first year premiums
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3. Get guaranteed loyalty additions of 2% of your average Fund Value for coverage terms of 20, 25 and 30 years.
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4. Liquidity in the form of Partial Withdrawals and Surrender Benefits.
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Disclaimers:
*For more details on risk factors , terms and conditions please read sales brochure carefully before concluding a sale”.
*Tax benefits are as per the provisions of Income Tax Act, 1961, and the same are subject to amendments made thereto from time to time, please consult your tax consultants for more details
1. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
2. PNB MetLife India Insurance Co. Ltd. is only the name of the Insurance Company and Met Growth is only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
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Customer helpline no. :
1800-425-6969 (Toll Free)
(Within India only)
OR 91-80-26502244
(8am – 8pm).

IVR available 24*7
with your policy details.
Fax : 080-41506969
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SMS MET HELP to 5607071
(Special SMS Charges Apply)
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PNB MetLife India Insurance Company Limited formerly known as MetLife India Insurance Co.Ltd.

Registered office address:Brigade Seshamahal 5, Vani Vilas Road, Basavanagudi, Bangalore - 560004,
Karnataka. CI No.: U66010KA2001PLC028883, Phone: 080- 66006969/26438638, Fax: 080-22421970.
Website: www.pnbmetlife.com, Email: indiaservice@pnbmetlife.co.in., IRDA Regn No.: 117
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