Met Growth Super

IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.

MetLife offers 'Met Growth Super' - a Unit-Linked solution to help you plan for your golden years. It is specially designed to provide financial security for your future requirements. This plan allows you to start planning immediately by ensuring the safety of your first year premiums. It also helps create your retirement fund faster by giving you 100% allocation from the second year onwards, coupled with attractive loyalty additions into your fund. Guaranteed.

Entry Age (in completed years)	Min – 0 years (3 months to be completed) Max – 60 years
Maturity Age	Min – 20 years Max – 80 years
Coverage Term	20 / 25 / 30 years
Premium Payment Term	Regular
Minimum Annualized Premium	Rs. 18,000
Basic Sum Assured	Min – 5 times / 10 times ^# /20 times ^# the Annualized Premium.
Premium Paying Modes	Monthly, Quarterly, Half-yearly, Yearly, PSP
# for entry ages above 55 only 5 multiple is allowed.
Riders Accidental Death Benefit Rider(UIN: 117B001V02) Critical Illness Rider(UIN: 117B007V01)

Death Benefit
In the unfortunate event of death, the higher of the Sum Assured or the Fund Value would be payable.If death of the Person Insured occurs before age 7, the Fund Value plus the regular premium received by us in the first policy year is payable.

Maturity Benefit
On maturity, you will receive the Fund Value including the Guaranteed Loyalty Addition or you can opt for the settlement options.

Loyalty Additions
You get the guarantee of enhancing your wealth creation through guaranteed loyalty additions (up to 120%^# of the first year annual premium) at the end of the 10th & 15th year plus Guaranteed Additions as a % of the Fund Value.

At the end of the 10th year: 50% of the first year annualized premium

At the end of the 15th year:

As a percentage of the first year annulized premium (in Year 15)

Annulized premium (Rs)	Guaranteed Loyalty Addition
Silver (18,000 – 29,000)	55% of the first year annualized premium
Gold (30,100 – 2,00,000)	60% of the first year annualized premium
Platinum (2,00,001 & above)	70% of the first year annualized premium

Plus 2% of the Average Fund Value at the end of the 20th year and every 5 years thereafter.

# For platinum band (50% added to your policy at the end of the 10th year and 70% added to your policy at the end of the 15th year)

1. Maximize your return potential – 100% of your premium invested in funds of your choice from the 2nd year onwards.

2. Get Guaranteed Loyalty Additions of up to 120%^# of your first year premiums

3. Get guaranteed loyalty additions of 2% of your average Fund Value for coverage terms of 20, 25 and 30 years.

4. Liquidity in the form of Partial Withdrawals and Surrender Benefits.

5. * Tax Benefits as applicable.

# For platinum band (50% added to your policy at the end of the 10th year and 70% added to your policy at the end of the 15th year)